When a problem arises, when does the superhero come and save the day? Right when he or she is needed the most. Without fail, the mightily superhero swoops in and brings the innocent out of danger. At Superhero Insurance, we strive to do the same for each and every one of our valued clients. That is what the best life insurance is supposed to do, after all.
Whether you have TPD claims, life insurance claims or any other type of coverage you need to access, Superhero Insurance is here for you and your family. We make the claims process as smooth as possible for everyone involved. The sooner we assist you with the claims process, the sooner your money will arrive, and the sooner you can return to your normal life.
How our claim process works
If you are going through an illness or serious injury that may make you eligible for a claim such on cover like income protection, TPD or trauma, you need to collect all of the information to support your claim first. Particular note should be made of any doctor’s visit or surgery dates, as well as evidence of your medical condition. Having received this information, we will start the claim process with the insurance company and help you with all the necessary forms. Importantly, the premiums on any policy pertaining to the claim would still need to be paid during this time.
Every type of coverage has different requirements when dealing with claims. From TPD claims to Income Protection claims and everything in between, we can guide you along the process to make sure you and your loved ones get the coverage you deserve. With Superhero Insurance on your side, you can rest easy knowing that you are protected by the best life insurance names in Australian insurance.
TPD claims, or claim for total and permanent disability, require proof from a medical physician that the life insured is no longer able to work, or not able to work at their old level. Proof can come in the form of a medical diagnosis or medical paperwork that verifies that something happened that will make it impossible for the life insured to work again. Its times like these when you need a true superhero, and our insurance carriers are your best option.
Income Protection Claims
When you are hurt or become ill, your income could suffer, resulting in a mountain of debt and unpaid bills. Luckily, with the right coverage, you can receive a regular income during these temporary times away from the office. Different policies require different proof for a claim to be processed, but most plans require proof of injury or illness, as well as proof that you are out of work. Many policies offer up to 75 precent of your regular income after a short waiting period, keeping you as the financial superhero for your family and household.
The best life insurance policies feature Income Protection insurance. When you become ill or are injured, but you will be able to return to work, Income Protection can cover your expenses in the meantime. To process a claim like this, the insured must provide proof of illness or injury and proof that they will be out of work for an extended period of time. They must also prove that they are working with a doctor to regain their health as soon as possible.
There are many different types of life insurance coverage, but the best life insurance plans come from the super team at Superhero Insurance. We go above and beyond the call of duty, much like true superheroes, to get you the money you need. Our claims process is designed to work as easily as possible for everyone involved.
When you file a TPD claim, trauma claim or any other type of claim, you won’t need to deal with the insurance company on your own. We can speak with you in person to go over what happened and work together to find the best solution to your problems. When we find one, we quickly process the paperwork and you walk away with the money you need for medical costs, home bills and other common expenses. Customer service is our number one priority and the best life insurance out there takes care of its customers like a vigilant superhero watching over the city.
The best life insurance policies are a promise to provide assistance at a time of loss. It’s the peace of mind that you have protected yourself and your family, whether you have a TPD claim, need income protection or anything else. You place your faith in a company, pay the premiums each year, and hope you never need it. The decisive moment for any insurance coverage is at the time of claim. Does it deliver what it claimed to protect? How easy is the process? Does it remove or add to your stress?
The part of our role that we excel at, the part we take the most pride in exceeding your expectations, is the part no one else talks about. The experience at Claim time. With Superhero Insurance, you will not have to deal with the insurance company on your own This and more are the reasons we are the best life insurance advisers for TPD claims, income protection and trauma coverage in all of Australia.
At Superhero Insurance, we guarantee you will not have to deal alone through the entire claims process. When you need the best life insurance, we will be there, it’s that simple. Things do not always go smoothly, that’s life, but we will be there to ensure the outcome we promised is achieved. We have been helping people at claim time for over 40 years with TPD claims, trauma claims and tons of others.
Super Handy Claims Hints
Claims based on physical impairments will need to be supplemented by medical proof, such as:
- Confirmation by certified medical practitioners,
- Clinical, laboratory and other types of medical test data.
If a claim relates to trauma due to a surgical procedure, evidence needs to be provided to support that the procedure was necessary and advised by a medical professional.
Claims involving income protection benefits would need to be supplemented by detailed information on your finances, including tax returns, ATO assessment notices, financial statements etc., especially if this information was not provided when the policy was started.
Claims resulting from death do not require supplementary data and are processed efficiently once the certification is available.
Email us today to find out more about our TPD Claims, Best Life Insurance, Income Protection and Trauma Insurance Claims.