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What is Trauma Insurance with Superheroes

With Superhero Insurance, you can count on the best protection in the land, especially for your income. The best policy provides you with a steady income when you are out of work. It also comes with peace of mind if you ever need to use it. So what are you waiting for? Discover the right level of Trauma or Income Insurance in Australia for you and your loved ones today.

Be careful out there, fellow superheroes, your family is depending on you! Use our Income Protection insurance calculator now compare quotes online.  Trauma insurance is often overlooked, recently we put together some statistics for our customers to review.

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What can this insurance coverage provide Australians??

What exactly does this policy cover? Well, is a specific kind of policy and coverage that pays a lump sum amount on the diagnosis or occurrence of one of a list of specific illnesses, such as heart attack, cancer or a stroke. The payment gives you choice and flexibility at a time when you need it most.  We have compiled some Trauma insurance benefits for you to read.

Upon receiving this payment, you’ll be able to focus on gaining your health back, rather than stressing over work hours. You’ll be able to spend more time with your family, receive the rehabilitation and treatment that you require, or organise a carer to help you take care of the process. To compare Trauma Insurance quotes, our online tool gives you a list of the best options available to you from leading providers across Australia.

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Some common uses of what this policy includes:

This policy is perfect for those who already have Life Insurance in Australia, but would like the extra protection that accommodates for sickness or injury taking place. In addition, it’s also ideal for those who were unable to take out Income Protection, due to the specifications of their job, hobbies or existing health conditions.

Income Protection only covers 75% of the income you receive each month, so many choose Trauma Insurance in Australia as their way of getting that extra 25%. Combining these two policies means you’ll receive a lump sum payment to help you reach a better living standard. Best of all, there are no restrictions on how you must use the payment from the policy, and it is also tax free.

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When a payment is given usually depends on the individual insurer and the policy being taken out. Most generally, however, claims can be made 14 days after the event occurred where injury or illness was sustained. Once all conditions are assess and met, a partial or lump sum payment is given out, but this may vary depending on the terms and conditions set by the product you’ve opted for. To ensure that your policy is right for you, don’t just compare the quote for your Trauma Insurance against others available, but also compare the disclosure statements (PDS).

Things to consider

It’s important to remember that the benefit can only be paid out, if you survive the circumstances. This is why a survival time is included in the initial contract. Some providers in Australia have a 14-day survival time, while others may have a minimum of one month. To cover this effectively, your Life or illness insurance can be combined to give you complete coverage. Use our Life Insurance quote comparison tool to discover these options.

What is Trauma Insurance? It is the kind of backup plan that everyone should have in case of an emergency. Would your family be able to keep their lifestyle if your income was gone due to an injury or illness? This level of coverage has you covered.

Types you can compare with Superheroes

Most companies in Australia involved with retail Life Insurance are able to offer various options for Trauma coverage. These may include either a standard or comprehensive policy. Each of these can greatly improve your stability, allowing you protection. However, it’s important to compare the definitions of these actual events, as well as terms and conditions, as these will vary from one company to another.

The listing of injury afflictions covered does change between insurance companies, but usually will include:

Using our state of the art super quote tool, you can gain and compare Trauma Insurance quotes from providers in Australia, all in a flash! Simply answer a few questions about your personal circumstances and discover the best options for you and your family. What is it? It’s one of the best decisions you can make for your loved ones.
If you’re not 100% sure what kind of policy would best suit you, or the specifications that are included, compare all quotes for Trauma Insurance online with our handy tool. Our superheroes will present you with an array of options to choose from, all from some of Australia’s leading providers.